Privacy Policy
Last updated: July 2026
This Privacy Policy explains what information Online Income University collects, how we use it, and the choices you have. By using the platform, you agree to this policy.
1. Information we collect
- Details you give us: your name, email address, and phone number when you create an account or make a purchase.
- Payment information: payments are handled by trusted third-party payment processors, namely Flutterwave, Korapay, Paystack, and Stripe. We do not see or store your full card or bank details.
- Learning data: your course progress, quiz and assignment activity, and any certificates you earn.
- Usage and device data: basic technical information needed to keep your account secure and the platform working, such as your login sessions.
2. How we use your information
- To give you access to the programs you buy and to save your progress.
- To process your payments and send you receipts.
- To send you important account and course emails.
- To send you our newsletter and updates, which you can unsubscribe from at any time.
- To keep the platform secure and to prevent fraud and abuse.
- To understand how our programs are used so we can improve them.
3. Marketing emails
When you join our newsletter or opt in, we may send you updates and offers. Every marketing email includes an unsubscribe link, and you can opt out at any time.
4. How we share information
We share information only with the service providers we rely on to run the platform, such as our payment processors (Flutterwave, Korapay, Paystack, and Stripe), and only so they can perform their function. We do not sell your personal information.
5. Cookies
We use essential cookies to keep you signed in and to keep the platform secure. Without these, core parts of the service will not work.
6. How long we keep your information
We keep your information for as long as your account is active or as needed to provide the service, and to meet legal, tax, and accounting requirements.
7. Your rights
You can ask us to access, correct, or delete your personal information, and you can unsubscribe from marketing at any time. To make a request, contact us using the details below. We handle personal data in line with the applicable data protection law of the Federal Republic of Nigeria.
8. Age
The platform is intended for people aged 18 and over.
9. Changes to this policy
We may update this Privacy Policy from time to time. The version shown on this page is the one that applies.